Banner Image

Strategy

Our strategy is to recreate policyholder value.

Maximising the return on policyholder assets subject to meeting solvency requirements

  • It is a driving intention of the Board to distribute all of the Society’s assets including its solvency capital to with-profits policyholders as fairly as possible over time.
  • Through BlackRock, our investment managers, we will get the best investment returns we can and by matching our cashflow requirements, we can reduce risk and the need for capital.
  • Our aim is that with-profits policyholders leaving the Society receive their fair share of capital, provided there is enough left for those who remain.

Providing the best value for money costbase

  • We will ensure we have the appropriate cost profile for a business in run off.
  • Operational Excellence measures are in place and all staff have been trained in how to provide value for money service to policyholders.