Forms and Documents

Before making decisions about your pensions and savings, we suggest you contact an Independent Financial Adviser. You may be charged for the advice given.

Financial Adjustment
At present the financial adjustment applied to the non-contractual termination of with-profits policies is 5%. This may increase or decrease in future. 

WARNING: please note that a financial adjustment will be applied where with-profits policies are terminated outside the terms of the contract. Click here for details of when guaranteed terms apply. We do not recommend that you surrender a policy without receiving independent financial advice.

Key for table below
PIPs     Personal Investment Plan
RSPs   Regular Savings Plans
WoL     Whole of Life
End      Endowments
DA       Defered Annuities
FSPs   Flexible Savings Plans
DP       Deposit Plans

Life Policies (Bonds, PIPs, RSPs)	Surrender request form
Life Policies (WoL, End, DAs, FSPs)	Surrender request form
Life Policies (Bonds, PIPs, DP)	Application for regular withdrawal facility form
Personal Pension Plans	Transfer Form
Personal Pension Plans	Retirement benefits claims form
Personal Pension Plans	National Insurance Contributions (contracting out)Transferring from one Pension Scheme to another
Personal Pension Plans	National Insurance Contributions (contracting out) Cancellation Notice
Personal Pension Plans	Nomination of Beneficiaries of Death Benefits
Managed Pensions	Managed Pension benefits form
Managed Pensions	Nomination of Beneficiaries Form
Retirement Annuities	Transfer form
Miscellaneous	Your identity - how to help us prevent crime
Miscellaneous	Direct Debit Instruction