Unit-linked Funds

Important Information

Unit-linked Fund Performance

The value of investments and the income from them can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of what might happen in the future. It is important that you regularly review your unit-linked investments to make sure that they fit your needs and that you are comfortable with the level of risk.

Independent Financial Advice

If you are unsure about the suitability of an investment you should speak to an Independent Financial Adviser who will inform you of the fee they charge for their service. To find Independent Financial Advisers in your area, the website www.unbiased.co.uk is very helpful. The information on our website does not constitute investment advice and should not be used as the basis for any investment decision, nor should it be treated as a recommendation for any investment.

Funds

We review our fund range regularly in terms of investment objectives, performance and size to make sure policyholder interests are met. We reserve the right to alter, close or even merge our funds for practical reasons, or to respond to market needs. If this happens, we will give you notice and if necessary, we will ask you to tell us which alternative fund you would like to invest in.